Situations Occur... If You Can't Control It, Be Prepared For It...TM
Protect Yourself Against The Unexpected!
We Are A Preferred Provider of Insurance Companies, Attorneys, CPAs and Asset Managers.
Schedule A 3rd Party Professional Inventory Before You Incur A Loss!
Replacement Value Coverage Does Not Insure Adequate Reimbursement Without Proper Documentation
A fire occurs every 60 seconds in the USA.
500,000 homes are destroyed annually by fire.
On average, 1 in 6 Denver area homes are impacted by theft.
Storm damage exceeds $1.2 billion annually.
See "RMHIS In The News" for our latest article in Colorado Serenity Magazine.
A "personal property" inventory is especially important for insurance purposes.When a loss requires that you file an insurance claim for damaged, lost, or stolen property, your policy will require that you show proof of ownership, a description, quantity and possibly the amount of loss associated with each item.
You may also be asked to provide copies of bills, receipts, or other documentation to support your figures.If you fail to provide proof of ownership or inadequate documentation, you may receive less than full compensation for your loss.
You cannot claim what you don't remember.
Relying solely on your memory can be an expensive mistake!
Before we started Rocky Mountain Home Inventory Services LLC, my husband and I were victims of a rental car break-in while on vacation. Because we had replacement value coverage, we thought we were covered. However, we relied on our memory and missed many items in our claim by not having the proper documentation. With over $10,000 in personal property that was stolen, including a laptop, digital camera, noise cancellation earphones and jewelry, we received less than full reimbursement because at the time we couldn't remember everything we had with us. We learned an expensive lesson. Don't let this happen to you!
Sometimes there are NO WORDS that can describe a picture! Below is my niece's bedroom after their apartment complex caught fire in January 2010. There isn't much to recognize! Thankfully, her family escaped unharmed.
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